This study presents recent findings on home-ownership in the 1990s. It examines economic and social issues central to the housing market and provides an analysis of "winners" and "losers": those who gained financially and those who became victims of negative equity. Covering the postwar period the authors trace developments in the housing market in relation to class, race, gender and income with special reference to the growth and evolution of home-ownership since the Second World War; the sale of council houses; the role of government in encouraging home- ownership; and changes in bank and building society lending in the 1970s and 1980s and the consequences. This accessible volume should appeal to undergraduates of urban planning, human geography, social policy and applied economics but should also be of interest and value to policy makers.