If you're struggling with savings, confused about credit, maybe even intrigued by investing - you're in the right place.

Packed with practical tips and real-world examples, this book will help you make the most of your money. You'll learn how to handle these important life skills...

• The basics of budgeting
• The art of smart spending
• The dos and don'ts of borrowing
• An intro to investing
• Taking charge of your financial future!

Written by Kia Commodore, founder of the finance platform Pennies to Pounds that helps young people manage their money - penniestopounds.co.uk @penniestopounds