Financial education is a basic condition for making sound and informed financial decisions. This Financial Guide offers a wide array of topics in order to be useful to anyone making that kind of decisions. Some of the contents included in this guide are the following: family budget management; basics of financial-decision making; financial decision-making by entrepreneurs, businesspersons and professionals; the psychology of financial decisions; the interpretation of economic-financial information; the quantification of the economic-financial information; the role and functions of the financial system; the digital transformation process; the legal framework; the use of means of payment; deposits; loans and credit facilities; fixed income; equity securities; collective investment undertakings; retirement products; other financial products and services and exercises.