The Card is mandatory and it's murder! Created to protect consumers, the Card system has a secret back door used by President Howard to destroy his enemies and siphon interest to offshore accounts. Howard is pushing the Card Reform Act (CRA) to gain even more power over the country. Senator Maybry and the enigmatic Constabulary, Inc. fight to derail the CRA, but they and their witnesses are in mortal danger from Howard's ruthless assassins...